Farmers Insurance has been providing quality homeowners insurance in New York since 2012.
Our agency is dedicated and committed to protect perhaps your single largest asset… Your home.
Do not insure your home with a company you have never heard of! It is very important to protect your valuable home with a financially strong and responsible company that actually has the ability and reputation of taking care of large even catastrophic claims. You will only end up saving a few dollars a year at best anyways.
Here are some of the most important things to consider when purchasing homeowners insurance.
- Your Dwelling Coverage: This is the amount your insurance company will pay up to incase your home needs to be repaired or rebuilt
- Your Personal Property Coverage: This is the amount for your belongings in case they need to be replaced due to a covered claim such as fire or thef
- Your Liability Coverage: It is very important to have adequate liability coverage in case you are liable for someone’s damage such as for their injury or their property damage. This is because you do not want to be in a position to have to liquidate your asset to pay off a liability claim which you did not have enough coverage for!
Here are some of the things to consider to make your homeowners insurance policy affordable (Without sacrificing coverage!)
- Choose the right deductible options for you! Many clients still have the old low deductible option because they have not had their policy reviewed by their agent in years. Consider how much you will save a year by choosing a higher deductible option. By not having a claim for a few years you will end up saving money so you can be in a position to be able to afford to pay the higher deductible just in case something extreme happened to your home. And if you end up never having a claim your savings may be very significant!
- See which discounts are available to you! Discounts are great because you can save money without lowering your coverage. Farmers offers the multi-policy discount which is available if you combine your auto and/or life insurance with us! The discount for combining your auto insurance is up to 25% off your homeowners policy which is pretty significant.
With all the data about your house easily available to us it is very easy to have a quote ready for you in minutes!
Please give us a call 716-389-2422 or fill out the form below for your free quote!
We can show you how you can protect your home with quality and very affordable insurance with Farmers Insurance!
Please Note: While our quotes are fast, free, and confidential, they are not instant. Your information will be sent to us and one of our agents will contact you to give you your quote. We respect your privacy and your information will be used for the sole purpose of obtaining an insurance quote from the Talarico & Junge Agency. We will never sell or distribute any of your information.